---

Why I Started Best Option Health

After years of practicing law, I saw firsthand how confusing the healthcare system can be — especially for seniors navigating Medicare for the first time. Too many people were enrolling in the wrong plans, paying too much, or missing benefits they were entitled to, simply because they didn’t have someone in their corner.

I became a licensed insurance agent because I wanted to combine my legal training with a passion for helping people make informed decisions about their health coverage. As an attorney, I’m trained to analyze complex documents, compare options objectively, and advocate for my clients’ best interests. That’s exactly what I bring to every Medicare consultation.

Best Option Health isn’t a call center. It’s not a faceless corporation. It’s me — Joel — personally working with you and your family to find the right Medicare plan, the right life insurance policy, and the right peace of mind.

---

Credentials & Qualifications

• Juris Doctor (J.D.) — Licensed member of The Florida Bar
• Licensed Insurance Agent — Florida Department of Financial Services (2-15 Life, Health & Annuities)
• ICA UnitedHealthcare — Agent ID: 6411946 Medicare
• AHIP Certified — Annual Medicare certification completed
• Access to 70+ Life Insurance Carriers — Providing true market comparison
• Bilingual — Fluent in English and Spanish

---

What Sets Joel Apart

Most Medicare Agents	Joel A. Montilla, Esq.
Sales background	Legal background — trained to analyze & advocate
Push one carrier	Finds YOUR best option
Quick phone call	Thorough, personalized review
Disappear after enrollment	Available year-round for questions
English only	Bilingual: English & Spanish

---

My Promise to You

1. I will never pressure you. My job is to educate, not sell.
2. I will explain everything in plain language. No jargon, no confusion.
3. My services are free to you. I’m compensated by insurance carriers — you pay nothing extra.
4. I will be here after enrollment. Questions about a claim? Need to switch plans? I’m a phone call away.
5. I will protect your information. Your personal and health information is confidential, always.

---

Serving Central Florida

Best Option Health proudly serves the greater Orlando area and all of Central Florida, including:

Orlando • Kissimmee • St. Cloud • Winter Park • Sanford • Apopka • Clermont • Daytona Beach • and surrounding communities

In-person consultations, phone calls, and virtual meetings available.

---

---